Resources

    Articles & Tools

    Insights on financial therapy, trauma and money, plus tools to support your money journey.

    Articles

    For Practitioners

    Recognising Survival Responses in Financial Behaviour: A Practitioner Guide

    A practical guide for mental health and financial practitioners: recognise possible freeze, flight, fight and fawn patterns, ask without judgement, and choose a manageable next step with your client.

    Read · 7 min →

    Financial Therapy

    Should I Pay Off Debt or Save Money First?

    How to balance debt interest, emergency savings and financial safety — with a printable debt-and-savings check-in by financial therapist Jane Monica-Jones.

    Read · 6 min →

    Financial Therapy

    How Do I Negotiate a Higher Salary?

    Practical preparation, pay-rise scripts and a printable salary conversation plan — a guide by financial therapist Jane Monica-Jones.

    Read · 9 min →

    Financial Therapy

    How to Think Like a Wealthy Person

    Build long-term financial security while enjoying your life today — a practical guide by financial therapist Jane Monica-Jones.

    Read · 7 min →

    Financial Therapy

    What Is Lifestyle Creep and How Do I Avoid It?

    Understand lifestyle inflation and enjoy a pay rise without letting spending grow automatically — with a printable pay-rise plan by financial therapist Jane Monica-Jones.

    Read · 7 min →

    Financial Therapy

    How Do I Overcome Money Anxiety?

    Practical ways to ease financial stress and understand the feeling that there will never be enough — a guide by financial therapist Jane Monica-Jones.

    Read · 7 min →

    Financial Therapy

    How Can I Stop Impulse Spending?

    Understand the psychology of impulse spending and make the 48-hour rule work for you — a practical guide by financial therapist Jane Monica-Jones.

    Read · 6 min →

    Financial Therapy

    What Is Financial Therapy?

    Financial therapy combines psychology and money skills to change the thoughts, feelings and behaviours that drive our financial lives.

    Read · 4 min →

    Trauma-Informed Practice

    Trauma & Money: Why Our Finances Hold Our History

    How past experiences shape present money behaviours, and what a trauma-informed approach to financial wellbeing looks like.

    Read · 5 min →

    Tools

    How to Use Money Mental Health Cards

    Practical ways individuals, couples and professionals can use the Money Mental Health Cards to open honest money conversations.

    Read · 3 min →

    Tools and Learning